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TO
PLAY
A
player will place a wager on which of two hands (the "Player" or
the "Banker") will have a total point closest to 9. Each hand will
receive at least two cards but no more than three. Baccarat is played
with eight decks of cards. The first and third cards dealt from
the shoe constitute the "Player's" hand, and the second and forth
cards constitute the "Banker's" hand.Face
cards and tens
count
as 0; Aces count as 1, and all other cards count as face value.
If required, a third card is dealt to each hand according to specific
rules outlined in the chart below.
The hand with the highest point total closest to nine wins.
Winning bets are paid even money. However, a winning "Banker"
bet pays a 5% commission which is withheld from winnings after each
such bet.
If both hands result in identical totals, the "Tie" bet wins,
paying 8 to 1. When a "Tie" occurs, all bets on the "Player" and
the "Banker" are neither paid nor taken.
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| When
the first two cards total |
| 1, 2, 3,
4, 5, 0 |
DRAW |
| 6,
7 |
STANDS |
| 8,
9 |
STANDS
(natural) |
| Banker
Having |
Draws
When Player's Third Card is |
Does not
Draw When the Player's Third Card is |
| 3 |
1-2-3-4-5-6-7-9-0 |
8 |
| 4 |
2-3-4-5-6-7 |
1-8-9-0 |
| 5 |
4-5-6-7 |
1-2-3-8-9-0 |
| 6 |
6-7 |
1-2-3-4-5-8-9-0 |
| 7 |
|
Stands |
| 8-9 |
|
Natural
Stands |
When the player stands on 6 or 7, the Banker must draw on totals
of 0,1,2,3,4, and 5, and stand on 6,7,8 and 9. The Banker must draw
on totals of 0,1 or 2, then observe the rules for Banker.
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